Fixed deposits are one of the way for companies to raise capital alongwith equity and loans.Today we will take view of fixed deposits offered by few of the companies.
Private Companies:
| Company Name | Rating | Rate Of Interest(%) | Min.Deposit | |||
| 12M | 24M | 36M | Sr.Citizen | |||
| Force Motors Ltd | Not Known | 9.00 | 10 | 11 | – | 10,000 |
| Ceat Ltd | —“—– | 9.50 | 10 | 10.50 | 0.25 | 25,000 |
| JP Associate Ltd | —-“—– | 11.75 | 12.25 | 12.50 | – | 20,000 |
| Jaypee Infratech Ltd | —–“—– | 11.75 | 12.25 | 12.50 | – | 20,000 |
| Mukand Ltd | —-“—— | 9.00 | 9.50 | 11.00 | 25,000 | |
| Birla Cotsyn(India) ltd | —–“—– | 10.50 | 11 | 11.50 | 10,000 | |
| Birla Power Solutions Ltd | —–“—– | 10.50 | 11 | 11.50 | 10,000 | |
| Gati Ltd | —-“—— | 10 | 10.50 | 11 | 21,000 | |
| Zenith Birla (India)Ltd | —-“—— | 10.50 | 11 | 11.50 | 10,000 | |
| Helios & Matheson Information Technology Ltd | —–“—— | 12 | 12 | 12 | 25,000 | |
| UBHL Ltd | ——“—— | – | 11.50 | 11.75 | 0.25 | 25,000 |
| Network-18 | —–“——— | 11.50 | 11.50 | 11.50 | 0.50 | 10,000 |
Non-Banking Finance Companies:
| Name | Rating | Rate Of Interest | Min Deposit | |||
|
12M |
24M |
36M |
Sr.Citizen |
|||
| Gruh Finance Ltd | CRISIL-FAA+ ICRA -MAA+ |
9.50 |
9.75 |
10 |
0.25 |
20,000 |
| HDFC -Regular | CRISIL/ICRAAAA |
9.50 |
9.65 |
9.75 |
0.25 |
20,000 |
| HDFC-Platinum | CRISIL/ICRAAAA |
Period:15M/33M 10% |
0.25 |
20,000 | ||
| DHFL | CAREAA+/ BWR FAAA |
10.50 |
10.50 |
10.50 |
0.50 |
10,000 |
| DHFL-SwayamsidhaOnly For Ladies | —–“———- |
Period:500 Days 10.50% |
0.75 |
10,000 | ||
| DHFL-Special 400 days | AA+ |
Period :400 Days 10.75% |
0.50 |
10,000 | ||
| DHFL-For Trusts Only | AA+ |
Period : 365 Days 11.00% |
– |
50,000 | ||
| Mahindra And Mahindra Financial Services | FAAA/MAAA |
9.50 |
10.25 |
10.50 |
0.25 |
10,000 |
| Shriram Transport Finance Ltd | CRISIL FAA+/ICRA MAA+ |
9.25 |
9.75 |
10.75 |
0.25 |
25,000 |
Govt Companies:
| Name | Rating | Interest Rates | Min Deposit | |||
| 12M | 24M | 36M | Sr.Citizen | |||
| Kerala Transport Development Corporation | Guaranteed by Govt of Kerala | 10.25 | 10.25 | 10.25 | 0.25 | 10,000 |
Please note that interest rates can be changed at any point of time and one should verify the rates on the date of fixed deposits.
Regards
Vincent
Sir,
Actually we are Pune based and it will better for you if you find someone local to you.
from where i can get application form for this ?
What if i wanna prematurely close it ?