Highest NAV Guaranteed Plans - Current NAVs & Highest NAV Updates

There was a great craze of highest NAV guaranteed plan in the years of 2010 and 2011.

We have take a view of current NAVs and highest NAVs those have offered by these plans.

Plan Name	Plan Launched Date	Highest NAV	Current NAV
Aviva wealth Protect	July2010	11.952	11.233
Bajaj Allianz Max Gain	Dec-2009	12.5459	11.6222
Bharti Axa True Wealth	Oct-2010	10 Min NAV Guaranteed by company at maturity =12	8.1013
Birla SL Platinum Advantage fund	Feb-2010	10.95	9.8399
HDFC SL Crest – Highest NAV Guaranteed Fund	Sept2010	10.9828	10.2834
ICICI-Pru Pinnacle super – highest NAV Guaranteed fund	Mar-2011	11.24	10.29
IDBI Federal Wealthsurance –MAXiNAV Guaranteed Fund	May-2011	12.0218	11.6776
ING-Vyasa Market shield fund	Dec-2010	10.9216	10.5285
LIC Wealth Plus fund	Dec2010	11.0526	9.8711
LIC Samridhi Plus	Dec2011	11.8001	11.0596
Reliance Life Guaranteed NAV Plan	Dec2010	12.1513	12.0092
SBI Life smart Wealth Assure	Mar-2011	12.2006	11.5017

Few imp notes:

Possibly there are great challenging conditions ahead across all the markets whether its bond market or equity market.Bond market is also witnessing severe volatility and tough conditions for fund managers.
Though highest NAVs of few companies are more than that issued nav of 10 …most of the investors are likely in the loss though highest NAV is well ahead than issued NAV. This is because of premium allocation charges ,fund management charges ,mortality charges.companies charging few charges like premium allocation charges upfront which results in allocation of less premium while few charges like mortality charges are applicable through cancellation of units which results in reduction of units.

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