Top SIP Performers:

Currently there are more than 35 asset management companies and number of schemes are offered by them.Its really tough to choose the scheme for longer term investment.We have presented here some of the top SIP performers,considering period of last 5 years.

As returns are for Systematic monthly investments only,it may differ for lumpsum investments.

Basic assumptions :

1.SIP start date: 25/08/2006

2.Last SIP installment date:25/08/2011.

3.Installment : Rs.3000/- per month.

4.Total amount invested: Rs.1,80,000.

5.Current value: Value as on 1st Sept.2011.

General(Diversified) Equity Funds:

Fund	Returns CAGR	Current value
IDFC Premiere Equity Fund	20.05%	2,96,475.
SBI-Magnum Emerging Business	15.10	2,62,680
Icici-Pru Discovery fund	14.77%	2,60,545
UTI opportunities	13.91	2,55,081
Reliance Equity Opportunities	13.75	2,54,085
Sundaram Select madcap	13.72	2,53,885
HDFC equity	12.71	2,47,625
Quantum Long term equity	11.92	2,42,628
HDFC Top200	11.36	2,39,480
HDFC Capital Builder	10.93	2,36,580

 

Tax Saver (ELSS ):

Fund	Returns CAGR	Current value
Saharatax gain	11.99	2,43,250
Fidelity Tax advantage	11.25	2,38,825
Taurus Tax shield	10.97	2,37,179
HDFC tax saver	10.79	2,36,111
Franklintax shield	10.78	2,36,050
ICICI pru tax plan	10.12	2,32,208a

Balanced Funds:

Fund	Returns	Current Value
HDFC Childrens Gift-Investment	15.88“	2,67,755
HDFC Balanced	15.43	2,64,800
HDFC Prudence	15.33	2,64,165
Birla sunlife balanced	11.71	2,41,565
HDFC Childrens Fund-Savings	11.46	2,40,073
Tata Balanced	10.61	2,35,056

Dividend yield *:

Fund	Returns	Current Value
Birla dividend yield	16.66	2,72,930
ING dividend yield	15.83	2,67,428
Tata Dividend yield	14.75	2,60,418
UTI dividend yield	14.21	2,56,980

* Though dividend yield funds are equity diversified,they consists mainly high dividend paying stocks.As a thumb rule,it should not be first choice of any investors.Investors having good diversified funds can consider for these funds.

One can not guarantee the future performance of any fund.But as a benchmark we have selected returns of last 5 yrs and may be helpful for new investors to choose the funds.